KD Advisors, LLC

As traditional pension plans fade away, individuals become more and more responsible for their retirement well-being.  Although 401(k) plans offer attractive tax benefits and employer matches, many eligible employees fail to participate.  In many instances, it's a case of too many choices and too little understanding.  They'd be more likely to act if there was a complete, understandable solution that meets their unique objectives.  KD Advisors' KD Guidance and KD Advice are the solution.

KD Advisors, LLC, a wholly owned subsidiary of Klein Decisions, Inc., is an internet-only advisory firm.  We help plan participants develop a complete strategy to reach their retirement goals.  The results are unique for each participant, based on his or her own objectives and priorities.  It's a complete strategy because it not only includes an investment recommendation, but also a reasonable suggested savings rate, retirement age, and retirement income replacement with no frustrating iterations or guesswork.  We use K⁴ Plan Goals software to deliver this advice  to our clients via the internet.